Black Wealth Renaissance

EP: (211) - Life Insurance Legacy - From $1700 to Million Dollar Agency (Guest: Chris & Erika Cobb)

Welcome to another empowering episode of the Black Wealth Renaissance Podcast! In Episode 211, we delve into the remarkable journey of Chris and Erika Cobb, the founders of Chosen Agency. From the streets of Hartwell, Georgia, and the world of engineering to the bustling insurance sector, the Cobbs' story is a vibrant canvas of ambition, adaptability, and entrepreneurial brilliance. Join us as we explore how this power couple transformed their challenges into a groundbreaking online insurance agency, redefining the norms of life insurance sales and setting new benchmarks in the digital age. Chris and Erika Cobb's inspiring narrative is a testament to the power of partnership, innovation, and relentless pursuit of financial independence.Key Moments1:41 - Guest Introduction: Meet Chris and Erika Cobb and learn about their backgrounds and unique journey into life insurance.8:50 - The Journey Into Insurance: Discover how Chris and Erika started selling insurance door-to-door and their strategic pivot to social media marketing.18:10 - Financial Struggles and Triumphs: Uncover the financial challenges they faced during their initial phase and their breakthrough to significant revenue milestones.24:00 - Understanding Insurance Sales: Dive into the intricacies of how insurance agents make money and the dynamics of sale splits in the industry.33:58 - Building Chosen Agency: Hear about the Cobbs' transition from working within an agency to establishing their own and overcoming hurdles.37:48 - Term vs. Whole Life Insurance: Explore the differences between Term and Whole Life insurance policies and the misconceptions surrounding them.43:30 - Questions to Ask When Buying Insurance: Delve into the important questions consumers should ask before purchasing life insurance and the DIME method for determining coverage.51:42 - Life-Changing Impact of Life Insurance: Discuss how life insurance transformed the Cobb family’s life and their perspective on wealth.56:08 - Standing on Business (Sponsored by PSBS): Focus on business acumen and development sponsored by PSBS.1:01:41 - Closing Questions: Wrapping up the episode with engaging questions that delve deeper into the Cobbs' future goals and personal insights.Don't forget to subscribe, rate, and review the Black Wealth Renaissance podcast! Your support and feedback help us grow and bring more enriching content to you. Stay tuned for more episodes where we blend urban insights with financial expertise.Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on YouTube Black Wealth Renaissance - YouTubeKeep Up With the Guesthttps://www.instagram.com/chriscobb_chosenhttps://www.instagram.com/erikacobb_chosenKeep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep 210: ”Sweet Success - The Mignon Francois Story”

Welcome to another empowering episode of the Black Wealth Renaissance Podcast! In Episode 210, we're excited to share the incredible journey of Mignon Francois, the founder of The Cupcake Collection. Hailing from Louisiana and making her mark in Nashville, Tennessee, Mignon's story is a powerful narrative of overcoming adversity, financial resilience, and entrepreneurial triumph. Join us as we explore how this remarkable woman transformed $5 into a thriving bakery empire while maintaining a strong community spirit. Mignon Francois's inspiring story, as featured on the Black Wealth Renaissance Podcast, is a remarkable example of determination, faith, and entrepreneurial spirit. Her transformation from struggling financially to establishing a successful, family-oriented business offers invaluable lessons for aspiring entrepreneurs and business owners.Tune in next week for more insightful conversations that blend urban flair, educational depth, and financial savvy on the Black Wealth Renaissance Podcast!Key Moments:1:41 - Guest Introduction: Meet Mignon Francois, a Louisiana native, and learn about her journey from financial struggle to successful entrepreneur.8:50 - Building the Business: Discover how Mignon transformed a mere $5 into a growing business by baking cupcakes inspired by a suggestion on the radio.18:10 - Haiti Earthquake Relief: Uncover Mignon's contribution to Haiti's earthquake relief and how her business played a crucial role.24:00 - Mignon's Spiritual Journey: Learn about the spiritual insights Mignon gained while expanding her business.33:58 - Joining an Accelerator Program: Hear Mignon discuss the benefits of accelerator programs and networking in business growth.37:48 - A Family Affair: Explore the dynamics of Mignon's family in her business, with her children playing pivotal roles.43:30 - Challenges of a Multimillion-Dollar Business: Delve into Mignon's challenges in scaling her business, especially her experience opening a store in New Orleans.51:42 - Made From Scratch: Discuss Mignon’s autobiography, detailing her life and business journey.56:08 - Standing on Business (Sponsored by PSBS): Focus on key business strategies and insights, sponsored by PSBS.1:01:41 - Closing Questions: Concluding the episode with engaging questions that delve deeper into Mignon's future goals and personal insights.Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️Get Certified with The Private Small Business Societyhttps://thepsbs.com/If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on Youtube Black Wealth Renaissance - YouTubeKeep Up With the GuestMignon Francois https://www.instagram.com/mignon.francois/?hl=enhttps://www.thecupcakecollection.com/Keep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 209: From Hardship to Hustle - How The Bells Turned $40 into Millions

Tune into Episode 209 as Thad and Ashley Bell share their incredible story, "From Hardship to Hustle: How The Bells Turned $40 into Millions," a journey of resilience, entrepreneurship, and financial mastery in the food truck industry.Join us for an extraordinary episode where we delve into the inspiring story of Thad and Ashley Bell. In "From Hardship to Hustle: How The Bells Turned $40 into Millions," the Bells discuss their journey from facing severe financial struggles to establishing a successful culinary business empire.Key Points with Timestamps:1:40 - Guest Introduction: Get to know Thad and Ashley Bell, the masterminds behind The Bells Sweet Factory. Their story begins with just $40 and a dream.9:50 - Life After Jail: Hear how Thad and Ashley faced the aftermath of legal troubles and used these challenges as a springboard to rebuild their lives and finances.18:49 - The Move to Dallas: Explore their crucial decision to move to Dallas with just $40 in their pockets, marking a new beginning in their entrepreneurial journey.26:41 - Hustle Until the Sun Up: Delve into their relentless work ethic, which was pivotal in their financial recovery and eventual success.36:10 - Charging Their Worth: Insights into how Thad and Ashley learned the importance of valuing their offerings and pricing strategies in business.41:55 - Making Millions with Food Truck: Discover the strategies and determination that led to their food truck's astounding success, turning $40 into millions.48:24 - Transitioning to Owning a Restaurant: Follow their journey from operating a food truck to opening a restaurant, overcoming various challenges.1:00:30 - Struggles of Owning a Restaurant: An honest discussion about the realities and lessons of restaurant ownership.1:13:35 - Leveraging Social Media to Grow Their Brand: Learn how they used social media to enhance their brand and attract a larger customer base.1:20:30 - Thriving During Covid: Understand how they adapted their business during the pandemic, finding new opportunities for growth.1:30:11 - Standing on Business: Presented by PSBS: A segment on maintaining firm business principles, presented by PSBS.1:37:11 - Enjoying Every Season of Life: Reflect on their journey, sharing insights on enjoying life's ups and downs while staying committed to their vision.Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️Share your comments or questions, and check out Thad and Ashley’s journey.If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on YouTube Black Wealth Renaissance - YouTubeKeep Up With the Guesthttps://www.instagram.com/thebellssweetfactory/Keep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_ Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

EP: (208) - The State Of Small Businesses In America (Guest: Jake Tayler Jacobs)

In this episode of the Black Wealth Renaissance Podcast, we sit down with Jake Taylor Jacobs to explore the world of small businesses in America. Jake discusses small businesses' challenges, emphasizing the need for adaptability and a versatile skill set.We also delve into The Private Small Business Society (PSBS), a business vocational school dedicated to providing certifications to small business owners. PSBS aims to set industry standards for small businesses.Jake's journey to creating PSBS is marked by resilience, driven by a $4 million loss that could have been devastating for an inexperienced entrepreneur. After recovery, Jake spent two years developing the curriculum for PSBS certifications and Executive fellowship.This episode equips you with valuable insights into small business certification, accreditation, and the impact of trade schools on minority communities. We also touch on broader economic topics and the significance of resilience in business.Tune in to prepare for an enhanced entrepreneurial journey and discover the power of small businesses in shaping the nation's economic landscape.Key Highlights: 00:36 - Intro 04:00 - State of small business address 15:35 - Building A Insurance Business20:44 - First Hires in new business28:03 - How to work with merchant accounts  33:15 - Understanding Chargebacks 39:30 - Small business certifications 1:01:31 - Becoming an accredited institute 1:04:30 - The impact of trade schools on minorities 1:09:23 - The fundamentals of a small business1:18:33 - Knowing your role in a business1:21:39 - Small business's responsibility to their employees1:32:40 - Fed’s cutting interest rates next year1:40:20 - Standing on BusinessLeave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on YouTube:  Black Wealth Renaissance - YouTubeKeep Up With the GuestJake https://www.instagram.com/jaketaylerjacobs/?hl=enhttps://www.linkedin.com/in/jaketaylerjacobs/Keep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

EP: 207 - The Secret Formula to Building A Multi-Million Dollar Business (Guest: Derrick Hayes)

Discover the latest episode of the BWR Podcast as hosts David & Jalen sit down with Derrick Hayes, the visionary CEO behind Big Dave’s Cheesesteaks. Hailing from Philadelphia, Derrick ventured into Atlanta, introducing the iconic Philly Cheesesteak to the southern city and spearheading one of the fastest-growing restaurant startups, now boasting a team of over 144 employees.Tune in as Derrick candidly shares his journey, delving into pivotal moments that shaped his success. Learn how he rebounded from a staggering $1 million loss, leveraging his last resources to establish and nurture his restaurant brand. He opens up about overcoming significant setbacks while scaling his company to a remarkable annual revenue exceeding $1 million.Key Highlights:5:05 – Unveiling the fusion of culture and culinary artistry12:30 – Insights on the significance of networking and access in business16:00 – Exploring the psychology of leveraging someone else's wealth20:07 – Embracing the challenges of the entrepreneurial journey28:45 – Recognizing the tipping point for expansion, marked by hours-long queues31:31 – Empowering veteran employees through phantom equity39:10 – The power of hiring expertise beyond your own47:30 – Quality control strategies drawn from the Blue Apron model54:07 – Final insights and reflectionsMake sure to take advantage of Derrick's invaluable wisdom! Join the conversation, gain insights, and leave your feedback by giving us a 5-star rating & review ⭐️⭐️⭐️⭐️⭐️If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on YouTube Black Wealth Renaissance - YouTubeKeep Up With the GuestDerrick Hayes https://www.instagram.com/officialdhayes/https://www.linkedin.com/in/derrick-hayesKeep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

EP: 206 - Being A Rare Individual w/ K Camp

What's good, #WealthBuilders! In this episode of the Black Wealth Renaissance Podcast, David and Jalen link up with none other than K Camp in the heart of ATL. Get ready for the inside look on K Camp's venture into the music scene, uncovering the sources that fuel his hustle and inspiration. And you know we gotta keep it real about the business grind.K Camp drops gems on the tough lessons that schooled him in the music industry hustle. We're talking navigating the game and coming out on top. Plus, we're diving into the real talk about ownership – K Camp keeps it 100, sharing the story of how he had to bounce back from losing his 5,000 SF studio.Don't sleep on this episode! Tune in to catch the vibe and get to know K Camp on a whole new level. It's about to be lit! 🔥 #BlackWealthRenaissance #KCamp #MusicIndustryHustleLeave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️Join The Private Small Business Societyhttps://ThePSBS.comIf you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on Youtube Black Wealth Renaissance - YouTubeKeep Up With the GuestK Camp https://www.instagram.com/kcamp/?hl=enKeep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

F That Job - Wealth Wednesdays EP 1

Welcome to the inaugural episode of "Wealth Building Wednesdays," where the culture meets cash. In this episode, your hosts, David, Jalen, and Tim, tackle the ever-growing hatred for gainful employment in the community. "F*** that Job!" We delve deep into the societal attitudes surrounding traditional employment and entrepreneurship, exploring both paths' nuances, benefits, and challenges.Episode Highlights:1. The Benefits of Having a Job and a Business:
We discuss how maintaining traditional employment alongside your entrepreneurial endeavors can provide financial stability.
Benefits, including health insurance, a steady income, and retirement plans, are highlighted as valuable aspects of job security.
Learn how having a job can serve as a financial catalyst for pursuing your business dreams.
2. The Challenges of Going Back to Work:
Our hosts share personal experiences and insights into the transition from being a full-time entrepreneur to returning to the workforce.
We explore the emotional challenges and adjustments that can come with this shift.
Strategies for managing this transition and thriving in both worlds are discussed.
3. Leveraging a Job to Create Wealth:
Discover powerful strategies for leveraging your job to build long-term wealth.
We provide actionable tips on managing your finances, investments, and side hustles to achieve financial success.
Learn how to use your job as a stepping stone toward financial independence.
Connect with Us:
Join the conversation on Instagram and TikTok. Follow us at @blackwealthrenaissance and @nomoreogs for daily insights, inspiration, and updates.
Engage with us by sharing your thoughts, experiences, and questions using our official podcast hashtags: #WealthBuildingWednesdays and #CultureMeetsCash.
Listener Support:If you found this episode insightful and entertaining, show us some love. Leave a 5-star rating and a review on your favorite podcast platform. Your feedback helps us grow and reach more listeners.Closing Remarks:
Thank you for tuning in to the first episode of "Wealth Building Wednesdays." We hope this discussion has provided you with valuable insights into navigating the intersection of culture and wealth.
Stay tuned for upcoming episodes exploring financial empowerment, entrepreneurship, and cultural influence.
Learn more about your ad choices. Visit megaphone.fm/adchoices

EP: (205) - How to Make Money in Media (Guest: KG)

Welcome back #WealthBuilders! We are back with another insightful episode, get ready to dive into an enriching conversation with the visionary Kurtis "KG" Graham (@CosignKG). As the CEO of Cosign – a trailblazing, Dallas-based media and marketing company– KG has is responsible for leading his team and creating new business relationships which has led to KG collaborating with corporate giants like Nike, Coca-Cola, and more. Tune in for a deep dive into the art of forging impactful partnerships with industry titans. Discover KG's remarkable journey of growing a media empire from the ground up for 3 years without pay, a narrative that will surely resonate with every true #WealthBuilder on an entrepreneurial soul on their entrepreneurial odyssey. And, of course, gain invaluable insights into the ever-evolving landscape of media and its future opportunities! 🚀🎙️ 0:00 - Intro2:55 - Have you ever felt broken as an entrepreneur? 6:45 - Guest Intro9:30 - Why start a media company? 15:30 - I didn’t make a dollar my first 3 Years of business 17:25 - How to use events for your business23:55 - How to gain sponsorships 28:55 - How to build a team to for a media company 37:45 - Stepping into the role of eco 48:40 - Image related to success 52:00 - Tyler Perry will not buy BET55:00 - The future of mediaLeave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com★Subscribe on Youtube Black Wealth Renaissance - YouTubeKeep Up With the GuestKGhttps://instagram.com/cosignkghttps://instagram.com/cosignmagKeep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

EP: (204) - Pushing P - Million Dollar Property Development (Guest: Will Cyrus)

Welcome, welcome, y'all, to the latest episode of the BWR Podcast – where we're about to bring you some sizzling content, no doubt! Today, we're diving deep into a straight-up mesmerizing convo with none other than Will Cyrus, the genius behind Purpose Builder & Development, holdin' it down in the real estate arena.Hold up, 'cause Will's journey kicks off in the streets of Florida – talk about the school of hard knocks! From hustlin' smart on the block, my man hustled his way into building a legit insurance empire that's off the charts. But don't think that's the grand finale – oh no, we're just gettin' started on his real estate game.Get ready to soak in the gems, 'cause Will's spillin' the tea on how he cracked open his very first real estate deal. And that's not even the peak – we're talkin' 'bout takin' it all the way to the top, droppin' wisdom on how he's out there building those multimillion-dollar cribs like it's a walk in the park.Listen up, folks, 'cause this ain't just a talk – it's like gettin' a VIP pass into the school of street smarts turned into real-world success. So hit that play button and get ready to level up your game with some serious wisdom, mixed with a dash of real-world hustle. It's gonna be one hell of a ride!Timestamps 0:01 - Intro 0:36 - Catch up with host7:00 - Guest intro 13:00 - The business Tupac19:00 - How to get started in real estate development 29:00 - How he lost $30K35:00 - How to make 6 figures selling Insurance 39:00 Know your clientele44:20 - Pushing P 49:00 - How Real Estate Developers Change Your City53:33 - How Developers Make Money 1:01:31 - How wealth is stolen from black neighborhoods. Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️Get Real Estate Development Made Easy - 50% off! If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.📧 For Business Inquiries: business@blackwealthrenaissance.com ★Subscribe on Youtube Black Wealth Renaissance - YouTubeKeep Up With the GuestInstagramKeep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

S5 Episode 203: Express Yourself Black Man- (Guest: Kizzle Forson)

The Black Wealth Renaissance Podcast is back with another dope episode featuring panelist from the ingural Kizzle Foreman the creator of Express Yourself Black Man, a mission to connect black men with tools and resources to help them find peace.In this episode, we dive into Kizzle’s journey and what lead him to create the platform, how to manage your mental health while navigating entrepreneurship and much more.If you're interested in advertising on the Black Wealth Renaissance podcast, please email podcast@blackwealthrenaissance.com for further inquiries.Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️AFFILIATES Sign up with Magnolia Tax Services for savings of up to $17,500 (get $100 off your services with our link) https://www.blackwealthrenaissance.com/taxesReady to take your business to the next level and need funding? Book a free 15-minute consultation with our partner at ULeverage Capitalwww.blackwealthrenassiance.com/leverageBuild business credit with no personal guarantee! www.blackwealthrenaissance.com/funding⭐️ Subscribe To Our Channel Black Wealth Renaissance ⭐️ https://www.youtube.com/c/BlackWealthRenaissance/videosLike, Comment, and Click the notification bell to get updates on our newest videos. If you love the show and want to show us some support donate below. Donate here  - https://donate.stripe.com/9AQcNLeTY6QZeru7swGET TICKETS TO UPCOMING EVENTSGet tickets to the Black Men Summit in Atlanta in November of 2023!https://www.blackmensummit.com 📧 For Business Inquiries: business@blackwealthrenaissance.comKeep Up With The Guest Instagram - https://www.instagram.com/expressyourselfkizzlePlatform - https://www.instagram.com/expressyourselfblackman Keep Up With the HostsDavid Bellard https://instagram.com/david_bellardhttps://twitter.com/daviddagoliath_Jalen Clark https://instagram.com/_jclark06https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices